2015 – Net worth update

Despite many unexpected expenses over the year, we saw a 20% increase in our net worth (not taking into account appreciation of the house).

We contributed massively to our mortgage (while the interest rates are still low) and saved a fair amount of cash. Investments performed OK given our couch potato strategy, returning about 6-8% for the year.

Despite a pretty good year for us, I am expecting a much slower 2015 year (due to a potential maternity leave and an addition to the family), and expecting a 6-10% growth in net worth. It’s not so bad for as long as it’s going up and keeping up with inflation!